Free Resource Documents

• Table of Forms

Financial Forms

• Form 1-Validation of Debt
• Form 2-Debt Assessment
• Form 3-Asset Assessment
• Form 4-Total Assessment (Monthly)
• Form 42-Budget
• Form 43-Spending Log

Credit Reports

• Form 8-Letter Requesting Credit Report
• Form 9-Letter Requesting Merger of Spouse's Report
• Form 10-Letter Requesting Individualization of Credit Report
• Form 13-Letter to Creditor Disputing Credit Report
• Form 21-Letter Requesting Removal of Inquiry
• Form 14-Second Request for Reinvestigation.pdf
• Form 19-Letter Requesting Inclusion of Accounts
• Form 22-Letter with 100 Word Statement
• Form 40-Statement of Circumstances

Letters to Creditor

• Form 5-New Address Letter
• Form 6-Letter to Merchant
• Form 11-Letter to Creditor Regarding Billing Error
• Form 12-Collection Agency Validation Letter
• Form 15-Letter Requesting Correction of Reappearing Incorrect Item
• Form 16-Letter to Creditor Regarding Incorrect Credit Report
• Form 17-Letter Showing Creditor Error
• Form 18-Letter Requesting Discharge
• Form 20-Letter Requesting Addition of Information
• Form 23-Correspondence Log
• Form 24-Debt Prioritization
• Form 25-Letter Requesting Payment Plan
• Form 26-Student Loan Log
• Form 27-Collection Information Statement for Wage Earners and Self-Employed Individuals
• Form 30-Letter Proposing Settlement
• Form 31-Agreement to Settle Debt
• Form 32-Letter Requesting No Payment
• Form 33-Letter Explaining Judgment Proof Status
• Form 35-Letter Closing Account
• Form 36-Credit Card List
• Form 41-Request to Opt-Out
  

Letters to the IRS

• Form 27A-Worksheet to Calculate an Offer Amount
• Form 28-Offer in Compromise
• Form 28A-Offer in Compromise Application Fee and Payment Worksheet
• Form 29-Letter Offering to Return Secured Property

Letters for Bankruptcy

• Form 34-Letter Explaining Plan to Go Bankrupt
• Form 37-Letter to US Bankruptcy Trustee

Letters to the Federal Trade Commission

• Form 7-Letter Complaining of Unfair Debt Collection Practices
• Form 38-Identity Theft Tracking Sheet
• Form 39-ID Theft Affidavit